On Mon, 24 Nov 2008 11:37:00 GMT, Tom Francis - SWSports
wrote:

Well, if you want to assign blame, look no further than Robert Rubin
and Dick Parsons both high on the Obama economic team. They were
largely responsible for Sandy Wiel and Chuck Prince taking on all the
risk and making Citi much too big. Vikram Pandit was a victim of this,
not the perp.

Actually it goes all the way back to Sandy Weill. He's the one who
got Citi started down the sub-prime lending road with the acquisition
of Associates First Capital in September of 2000.