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#12
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International Health Insurance Feedback Wanted
I believe that all of these plans had a $50,000 max for pre-existing
conditions. Good luck! -- Geoff "Keith" wrote in : Think any of these guys will write a policy for someone with pre-existing conditions like Diabetes? I'm in Texas, and getting private insurance was impossible... had to go into the assigned risk pool with Blue Cross / Blue Shield. Don't know yet if they cover me out of the country. OTOH, the cost of health care most anywhere outside the U.S. is so much cheaper. "Geoffrey W. Schultz" wrote in message 7.77... Thanks, but that's where I got the information about insurance companies offering such policies. I contacted Dan Cassin (888-724-5427) and he provided lots of printed information about the various policies. However, what I'm looking for is actual feedback on people's experience with these companies. -- Geoff (Gerald Simons) wrote in m: Geoffrey, if you can get your hands on last month's Oct issue of Blue Water Sailing magazine, there was an article regarding medical insurance for cruisers. I would offer to send my copy but I rip out sections and toss the rest (I keep mag's front cover for easy reference as an index). Might be worth checking their website in case it's there somewhere. Regards Gerald "Geoffrey W. Schultz" wrote in message 9.17... My current health insurance is only supposed to cover me for a maxiumum 30 day trip outside of the US. I've been skirting that and luckily haven't had to file any claims. This next year I expect to be gone for 11 months as I'm headed to the South Pacific, and I need to do this right. I've been looking at various true international policies and was wondering if anyone has any feedback on either of these policies. The two plans that I like the best are the "International Citizen Platinum" which is underwritten by Lloyds of London and "Global Medical Insurance" underwritten by International Medical Group (IMG). Both plans are very similiar on paper, but I have no idea how they are to work with. If anyone has any feedback, I'd be very interested in hearing it. As an aside, I've also looked at "Reside Prime", "Worldwide Navigator" and "Lifeboat" which are underwritten by Speciality Risk International (SRI) and decided against them due to the requirements of using their provider network when in the US. -- Geoff www.geoffschultz.org |
#13
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International Health Insurance Feedback Wanted
I believe that all of these plans had a $50,000 max for pre-existing
conditions. Good luck! -- Geoff "Keith" wrote in : Think any of these guys will write a policy for someone with pre-existing conditions like Diabetes? I'm in Texas, and getting private insurance was impossible... had to go into the assigned risk pool with Blue Cross / Blue Shield. Don't know yet if they cover me out of the country. OTOH, the cost of health care most anywhere outside the U.S. is so much cheaper. "Geoffrey W. Schultz" wrote in message 7.77... Thanks, but that's where I got the information about insurance companies offering such policies. I contacted Dan Cassin (888-724-5427) and he provided lots of printed information about the various policies. However, what I'm looking for is actual feedback on people's experience with these companies. -- Geoff (Gerald Simons) wrote in m: Geoffrey, if you can get your hands on last month's Oct issue of Blue Water Sailing magazine, there was an article regarding medical insurance for cruisers. I would offer to send my copy but I rip out sections and toss the rest (I keep mag's front cover for easy reference as an index). Might be worth checking their website in case it's there somewhere. Regards Gerald "Geoffrey W. Schultz" wrote in message 9.17... My current health insurance is only supposed to cover me for a maxiumum 30 day trip outside of the US. I've been skirting that and luckily haven't had to file any claims. This next year I expect to be gone for 11 months as I'm headed to the South Pacific, and I need to do this right. I've been looking at various true international policies and was wondering if anyone has any feedback on either of these policies. The two plans that I like the best are the "International Citizen Platinum" which is underwritten by Lloyds of London and "Global Medical Insurance" underwritten by International Medical Group (IMG). Both plans are very similiar on paper, but I have no idea how they are to work with. If anyone has any feedback, I'd be very interested in hearing it. As an aside, I've also looked at "Reside Prime", "Worldwide Navigator" and "Lifeboat" which are underwritten by Speciality Risk International (SRI) and decided against them due to the requirements of using their provider network when in the US. -- Geoff www.geoffschultz.org |
#14
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International Health Insurance Feedback Wanted
I think if you check DAN now you see a big increase in $ cost and a
big reduction in policy coverage compared to 97. On Wed, 5 Nov 2003 01:31:41 -0500, "Schoonertrash" wrote: A useful policy is the D.A.N or Divers Assistance Network offer. Two parts. The first covers diving related medical needs something not always covered by other policies. This includes decompression chambers and the like. The second covers world wide medevac for any injury or illness. This covers getting you back to the home area where your standard policy will be useful. In '97 it was, memory serving, about $70 a year. Not sure what the current cost may be. Diver or not the second half is well worth it. MST |
#15
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International Health Insurance Feedback Wanted
I think if you check DAN now you see a big increase in $ cost and a
big reduction in policy coverage compared to 97. On Wed, 5 Nov 2003 01:31:41 -0500, "Schoonertrash" wrote: A useful policy is the D.A.N or Divers Assistance Network offer. Two parts. The first covers diving related medical needs something not always covered by other policies. This includes decompression chambers and the like. The second covers world wide medevac for any injury or illness. This covers getting you back to the home area where your standard policy will be useful. In '97 it was, memory serving, about $70 a year. Not sure what the current cost may be. Diver or not the second half is well worth it. MST |
#16
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International Health Insurance Feedback Wanted
I just checked their web site at
http://www.diversalertnetwork.org/insurance/compare.asp and noted that none of the plans contain medical evacuation. However, the policy pricing ranges from $25 to $70. -- Geoff " hi-there wrote in : I think if you check DAN now you see a big increase in $ cost and a big reduction in policy coverage compared to 97. On Wed, 5 Nov 2003 01:31:41 -0500, "Schoonertrash" wrote: A useful policy is the D.A.N or Divers Assistance Network offer. Two parts. The first covers diving related medical needs something not always covered by other policies. This includes decompression chambers and the like. The second covers world wide medevac for any injury or illness. This covers getting you back to the home area where your standard policy will be useful. In '97 it was, memory serving, about $70 a year. Not sure what the current cost may be. Diver or not the second half is well worth it. MST |
#17
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International Health Insurance Feedback Wanted
I just checked their web site at
http://www.diversalertnetwork.org/insurance/compare.asp and noted that none of the plans contain medical evacuation. However, the policy pricing ranges from $25 to $70. -- Geoff " hi-there wrote in : I think if you check DAN now you see a big increase in $ cost and a big reduction in policy coverage compared to 97. On Wed, 5 Nov 2003 01:31:41 -0500, "Schoonertrash" wrote: A useful policy is the D.A.N or Divers Assistance Network offer. Two parts. The first covers diving related medical needs something not always covered by other policies. This includes decompression chambers and the like. The second covers world wide medevac for any injury or illness. This covers getting you back to the home area where your standard policy will be useful. In '97 it was, memory serving, about $70 a year. Not sure what the current cost may be. Diver or not the second half is well worth it. MST |
#18
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International Health Insurance Feedback Wanted
Now - Non-dive accident coverage is limited to $10K lifetime, - only
avail on the premium coverage at $70 - I don''t remember what it was 10 years ago but it was way more. On Wed, 05 Nov 2003 19:10:40 GMT, "Geoffrey W. Schultz" wrote: I just checked their web site at http://www.diversalertnetwork.org/insurance/compare.asp and noted that none of the plans contain medical evacuation. However, the policy pricing ranges from $25 to $70. -- Geoff " hi-there wrote in : I think if you check DAN now you see a big increase in $ cost and a big reduction in policy coverage compared to 97. On Wed, 5 Nov 2003 01:31:41 -0500, "Schoonertrash" wrote: A useful policy is the D.A.N or Divers Assistance Network offer. Two parts. The first covers diving related medical needs something not always covered by other policies. This includes decompression chambers and the like. The second covers world wide medevac for any injury or illness. This covers getting you back to the home area where your standard policy will be useful. In '97 it was, memory serving, about $70 a year. Not sure what the current cost may be. Diver or not the second half is well worth it. MST |
#19
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International Health Insurance Feedback Wanted
Now - Non-dive accident coverage is limited to $10K lifetime, - only
avail on the premium coverage at $70 - I don''t remember what it was 10 years ago but it was way more. On Wed, 05 Nov 2003 19:10:40 GMT, "Geoffrey W. Schultz" wrote: I just checked their web site at http://www.diversalertnetwork.org/insurance/compare.asp and noted that none of the plans contain medical evacuation. However, the policy pricing ranges from $25 to $70. -- Geoff " hi-there wrote in : I think if you check DAN now you see a big increase in $ cost and a big reduction in policy coverage compared to 97. On Wed, 5 Nov 2003 01:31:41 -0500, "Schoonertrash" wrote: A useful policy is the D.A.N or Divers Assistance Network offer. Two parts. The first covers diving related medical needs something not always covered by other policies. This includes decompression chambers and the like. The second covers world wide medevac for any injury or illness. This covers getting you back to the home area where your standard policy will be useful. In '97 it was, memory serving, about $70 a year. Not sure what the current cost may be. Diver or not the second half is well worth it. MST |
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