In the thread, "the average boat owning idiot," I proved how stupid
people are when it comes to a choice between being rich and being poor.
Most of the replies demonstrated how pathetic the average American is
when it comes to understanding finances. Is it any wonder the average
credit card debt load, for instance, is close to ten grand. And, on this
ten grand the typical idiot is paying 23% interest or more.

Then, when you factor in mortgage debt, automobile debt, unnecessary toy
(boats, motorcycles, high end electronics, etc. debt into the equation
you will find the average American household is in debt to the tune more
than ten years worth of their income. Should they be out of a job (or
jobs - many are such gluttons for luxuries they don't need or deserve
they must work two jobs) for a month or two they are bankrupt. They have
little or no understanding of how one should be responsible by putting
money aside for a rainy day. If one does not have a cash cushion enough
for six months unemployment then one is an irresponsible fool especially
if one has a family to support.

Then you hear these very same financially irresponsible idiots
(primarily liberal Democrats who don't have a financial clue)
complaining about the national debt, or a projected government fiscal
year budget deficit or the trade imbalance all of which pales is in
comparison to their own personal debt and you just have to laugh at
them. What a bunch of whining, crying, moron losers. They disgust me
with their ignorance and hypocrisy!

Wilbur Hubbard . .