Charlie Morgan wrote:
On 26 Feb 2007 11:57:01 -0600, Dave wrote:

On Mon, 26 Feb 2007 12:24:50 -0500, Charlie Morgan said:

My BoatUS yacht policy is underwritten by Cigna but administered by
BoatUS.
That answers one of the questions I had--whether BoatUS was in the insurance
business. Apparently they're not. They're simply selling Cigna access to
their members.

That's not an entirely accurate characterization, Dave. Cigna
underwrites the insurance, but BoatUS administers it.

It's actually more than that. Cigna is the insurance underwriter (iow,
they assume the risk), but that's ALL Cigna does. You can't buy the same
policy from any other Cigna agent...the policies that BOAT/US sells are
"designed" specifically for BOAT/US, who does all the work.


--
Peggie
----------
Peggie Hall
Specializing in marine sanitation since 1987
Author "Get Rid of Boat Odors - A Guide To Marine Sanitation Systems and
Other Sources of Aggravation and Odor"
http://shop.sailboatowners.com/books...ku=90&cat=1304