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-   -   Boat US ,,, check this out ,, what a bunch of thieves! (https://www.boatbanter.com/cruising/75730-boat-us-check-out-what-bunch-thieves.html)

krj November 12th 06 10:36 PM

Boat US ,,, check this out ,, what a bunch of thieves!
 
Jeff wrote:
NE Sailboat wrote:

And where is the price of real estate doubling?


Just about every house I know that's in a good location has doubled or
tripled in the last 10 years. Clearly, the last few months have not
been kind in a lot of areas.

That aside, ever try to go cruising in a condo?



Yes, my condomaran! But that depreciates.

What if you own a house, take out a small equity loan, buy your dream
sailboat, and write off the interest against taxes.



But how do you pay a mortgage while cruising?

Have it deducted automatically each month from your checking account.

Jeff November 12th 06 10:46 PM

Boat US ,,, check this out ,, what a bunch of thieves!
 
krj wrote:
Jeff wrote:


But how do you pay a mortgage while cruising?

Have it deducted automatically each month from your checking account.


I assume you're joking.

The point obviously is, how do you earn money to pay off a mortgage
while cruising? If you have the cash so that automatic payments can
be made, then this is not an issue.

Wayne.B November 12th 06 11:10 PM

Boat US ,,, check this out ,, what a bunch of thieves!
 
On Sun, 12 Nov 2006 17:46:08 -0500, Jeff wrote:

The point obviously is, how do you earn money to pay off a mortgage
while cruising? If you have the cash so that automatic payments can
be made, then this is not an issue.


No one should ever get the idea that cruising is free once you have
the boat, far from it. You're going to need cash for a lot of other
things, so build up that nest egg or whatever.

We've got some folks here in Florida who tried to go cruising on
little or no cash. You can spot their boats a mile away because of
the decrepit condition, and they are usually huddled together with
other like minded folks to form what resembles a floating trailer
park. The whole thing is giving liveaboard cruisers a bad name and
towns are passing ever more restrictive ordinances to prevent it.


KLC Lewis November 12th 06 11:18 PM

Boat US ,,, check this out ,, what a bunch of thieves!
 

"Wayne.B" wrote in message
...
On Sun, 12 Nov 2006 17:46:08 -0500, Jeff wrote:

The point obviously is, how do you earn money to pay off a mortgage
while cruising? If you have the cash so that automatic payments can
be made, then this is not an issue.


No one should ever get the idea that cruising is free once you have
the boat, far from it. You're going to need cash for a lot of other
things, so build up that nest egg or whatever.

We've got some folks here in Florida who tried to go cruising on
little or no cash. You can spot their boats a mile away because of
the decrepit condition, and they are usually huddled together with
other like minded folks to form what resembles a floating trailer
park. The whole thing is giving liveaboard cruisers a bad name and
towns are passing ever more restrictive ordinances to prevent it.


Outside of the US -- particularly non-tourist areas of Mexico, Central
America, parts of South America -- it is simple to live on MUCH less than is
required back home. But no money at all? Well, it all depends on whether or
not one is willing to accept "poverty" conditions. The human animal CAN live
with no money, and it happens all over this planet to one degree or another.
But it ain't pretty. At the very least the boat requires maintenance, as do
the people living on her.



Larry November 12th 06 11:36 PM

Boat US ,,, check this out ,, what a bunch of thieves!
 
DSK wrote in news:xhH5h.15777$3L.6897
@bignews2.bellsouth.net:

Excuse me, when did the Treasury Dept cease to be an
official agency of the U.S. Federal gov't?



The Treasury Department has nothing to do with the private Federal Reserve
Bank that prints your money and controls the money supply. Check the
facts:

Here's a chart of the owners:
http://www.save-a-patriot.org/files/view/whofed.html
Notice the Jews, like the Rothchilds at the top, whos name was changed to
Rothchild back in the 1800s, who are in firm control.

The ruse of Federal control continues to this day.

Go over to alt.binaries.multimedia.documentaries and download the reposted
"The Money Masters", a detailed documentary of the Federal Reserve Bank,
including its European roots and history that is very well done. You'll be
dragged, kicking and screaming, through a banking system that lets them
load out 10 times the money they actually hold, at interest, which makes 8%
interest into 80% interest...the reason the bank building is always the
biggest building downtown.



Larry
--
My calendar must be wrong....
In all the stores, it's ALREADY Christmas!


DSK November 12th 06 11:41 PM

Boat US ,,, check this out ,, what a bunch of thieves!
 
The point obviously is, how do you earn money to pay off a mortgage
while cruising?


Pension? Christmas club payout? Investment income? Odd jobs
around the anchorage?


"Wayne.B" wrote
No one should ever get the idea that cruising is free once you have
the boat, far from it. You're going to need cash for a lot of other
things, so build up that nest egg or whatever.


No one should get the idea that cruising is no work, either.
We have a number of freinds, longtime weekend sailors, who
have tried to retire & cruise but thought it meant sitting
around getting drunk & listening to Jimmy Buffet albums all
day. Needless to say they were bored & sick & didn't get to
go anywhere fun, and soon gave it up.


We've got some folks here in Florida who tried to go cruising on
little or no cash. You can spot their boats a mile away because of
the decrepit condition, and they are usually huddled together with
other like minded folks to form what resembles a floating trailer
park. The whole thing is giving liveaboard cruisers a bad name and
towns are passing ever more restrictive ordinances to prevent it.



Unfortunate, because those of us who are not bag ladies
afloat get lumped in with them.


KLC Lewis wrote:
Outside of the US -- particularly non-tourist areas of Mexico, Central
America, parts of South America -- it is simple to live on MUCH less than is
required back home.


Heck yeah! Of course, it helps to speak the language.

... But no money at all? Well, it all depends on whether or
not one is willing to accept "poverty" conditions. The human animal CAN live
with no money, and it happens all over this planet to one degree or another.
But it ain't pretty.


Yep. People can eat seaweed & make soup from barnacles. Heck
you can probably make clothes from seaweed too.


... At the very least the boat requires maintenance, as do
the people living on her.


Unless your idea of "indoor plumbing" is having the tide
wash out your bilges twice a day.

One of the key things that people grasp late in the game (or
never) is the degree to which knowledge & skill can
substitute for money.

Fresh Breezes- Doug King



Larry November 12th 06 11:47 PM

Boat US ,,, check this out ,, what a bunch of thieves!
 
"Scotty" wrote in news:FKidnbZhwp5MFsrYnZ2dnUVZ_o-
:

You're both crazy!

SBV





Actually, I think if I were going to buy a new boat, I'd use my Optima VISA
card, which would automatically DOUBLE its warranty, a feature of the card,
and give me some protection through the credit card laws/regulations put in
place to encourage me to use my card by the bankers. Then, if the boat is
a POS, you can always return it under the credit card chargeback laws if
you haven't paid off the balance. If the boat shows up the first month as
being just as wonderful as you were told it was, simply send a check for
the full amount to VISA, paying no interest but still getting the value of
all the credit card company programs, like the double-your-warranty and the
percentage kickback my card gives me whenever I use it. It isn't much of a
kickback on a $40 CD player. It's another matter on a $45,000 boat! I
also get World Points and frequent flyer miles for free trips and stuff if
I use the card. $45K would really crank up my points in both
programs.....all at no interest if I pay it off next month like I always
do. Credit card regulations and intervention laws are another little tire
iron to carry into any problem negotiation on the lemon....instead of you
standing there with your pants around your ankles, the dealer holding all
your CASH and shaking his head, laughing, on his way to deposit either your
loan money or your check to his bank.

I know someone who bought a new Honda with his Platinum VISA with most all
my Optima benefits. His warranty doubled and that, alone, saved him quite
a bit of money over the years it was in force. He sent in the dealer's
awful repair bills and VISA credited his account after the manufacturer's
warranty period was over....not a bad deal at all.

I buy all my toys with Optima VISA, and pay them off next month, which has
no effect on the features at all. They keep increasing my credit limit
trying to get me to buy a Hinckley jetboat. I'm fairly close, already!

Larry
--
My calendar must be wrong....
In all the stores, it's ALREADY Christmas!


DSK November 12th 06 11:48 PM

Boat US ,,, check this out ,, what a bunch of thieves!
 
Larry wrote:
The Treasury Department has nothing to do with the private Federal Reserve
Bank that prints your money and controls the money supply. Check the
facts:


Check YOUR facts, Jack.

The Treasury prints money and sells it to the Federal
Reserve, which is a privately owned but Federally chartered
& Federally controlled bank. Not only that, the Federal
Reserve Board controls the checking system and regulates
state banks.

You seem to confuse the idea of a central bank, key to a
national economy; and ownership of that bank; and confused
it's isolation from political whimsy, key to stability of
the national monetary system, with control of that bank's
policy.

It's OK, lots of people don't know the difference between
fiscal policy and monetary policy, or how either one is
implemented. The problem is when people don't know but think
they do.

DSK


Chi Chi November 13th 06 01:00 AM

Boat US ,,, check this out ,, what a bunch of thieves!
 
Maybe that's because boating and cruising costs so much and the high society
elitist's want to keep it that way :(
"Wayne.B" wrote in message
...
On Sun, 12 Nov 2006 17:46:08 -0500, Jeff wrote:

The point obviously is, how do you earn money to pay off a mortgage
while cruising? If you have the cash so that automatic payments can
be made, then this is not an issue.


No one should ever get the idea that cruising is free once you have
the boat, far from it. You're going to need cash for a lot of other
things, so build up that nest egg or whatever.

We've got some folks here in Florida who tried to go cruising on
little or no cash. You can spot their boats a mile away because of
the decrepit condition, and they are usually huddled together with
other like minded folks to form what resembles a floating trailer
park. The whole thing is giving liveaboard cruisers a bad name and
towns are passing ever more restrictive ordinances to prevent it.




Scotty November 13th 06 03:56 PM

Boat US ,,, check this out ,, what a bunch of thieves!
 
Do you know of any brokers that will take a CC? When I
bought my boat, and when I bought my wife a new car I asked
if I could use a CC. They both snickered and said no. I
wanted the points and I had enough credit.

BTW, get a Capital One, or any of the dozen or so cards that
offer a free year at 0% APR.

SBV


"Larry" wrote in message
...
"Scotty" wrote in

news:FKidnbZhwp5MFsrYnZ2dnUVZ_o-
:

You're both crazy!

SBV





Actually, I think if I were going to buy a new boat, I'd

use my Optima VISA
card, which would automatically DOUBLE its warranty, a

feature of the card,
and give me some protection through the credit card

laws/regulations put in
place to encourage me to use my card by the bankers.

Then, if the boat is
a POS, you can always return it under the credit card

chargeback laws if
you haven't paid off the balance. If the boat shows up

the first month as
being just as wonderful as you were told it was, simply

send a check for
the full amount to VISA, paying no interest but still

getting the value of
all the credit card company programs, like the

double-your-warranty and the
percentage kickback my card gives me whenever I use it.

It isn't much of a
kickback on a $40 CD player. It's another matter on a

$45,000 boat! I
also get World Points and frequent flyer miles for free

trips and stuff if
I use the card. $45K would really crank up my points in

both
programs.....all at no interest if I pay it off next month

like I always
do. Credit card regulations and intervention laws are

another little tire
iron to carry into any problem negotiation on the

lemon....instead of you
standing there with your pants around your ankles, the

dealer holding all
your CASH and shaking his head, laughing, on his way to

deposit either your
loan money or your check to his bank.

I know someone who bought a new Honda with his Platinum

VISA with most all
my Optima benefits. His warranty doubled and that, alone,

saved him quite
a bit of money over the years it was in force. He sent in

the dealer's
awful repair bills and VISA credited his account after the

manufacturer's
warranty period was over....not a bad deal at all.

I buy all my toys with Optima VISA, and pay them off next

month, which has
no effect on the features at all. They keep increasing my

credit limit
trying to get me to buy a Hinckley jetboat. I'm fairly

close, already!

Larry
--
My calendar must be wrong....
In all the stores, it's ALREADY Christmas!





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