On Wed, 25 Oct 2006 21:09:16 GMT, "Mike Harris"
wrote:

"Frank Boettcher" wrote in message
news
The suggestion of a high deductible/low premium policy and an HSA, is
I think, a better alternative to going bare. Even if you cannot fund
the HSA significantly, you do have catastrophic protection.

But then, I've never cruised extensively, so maybe bare works.

High deductible / low premium policies can be hard to find.

I suspect because HSA's are a relatively recent alternative. As more
big companies start offering their employees that alternative or force
them into it by only offering it, or as small companies that could not
afford to offer subsidies for low deductible policies but can with the
high d/ HSA,demand will grow and more insurance companies will offer
them.

Frank