Ok, help me out here, I can't seem to find anything posted anywhere. What
do liveaboards do for personal property insurance? If I go cruising for a
couple years and have some stuff in storage, I would like to insure it and
probably some of the stuff on the boat also. Any thoughts or experience
with this?

John

On Fri, 29 Jul 2005 14:17:41 -0700, "johnhh"
wrote:

Ok, help me out here, I can't seem to find anything posted anywhere. What
do liveaboards do for personal property insurance? If I go cruising for a
couple years and have some stuff in storage, I would like to insure it and
probably some of the stuff on the boat also. Any thoughts or experience
with this?

John

I run a ministorage facility and I know that many facilities have
insurance available for items stored with the premium based on the
declared value of the property stored. Not sure about insuring stuff
you have on board though


Weebles Wobble
(but they don't fall down)

wrote:

On Fri, 29 Jul 2005 14:17:41 -0700, "johnhh"
wrote:

Ok, help me out here, I can't seem to find anything posted anywhere. What
do liveaboards do for personal property insurance? If I go cruising for a
couple years and have some stuff in storage, I would like to insure it and
probably some of the stuff on the boat also. Any thoughts or experience
with this?

We have what is sometimes called renter's insurance on personal
property. Check the policy to be sure what it will cover. It may
exempt stuff that is in storage.

As for stuff on the boat - mostly what I worry about is boat stuff
which is included I think under the policy for the boat. For things
like phones and cameras which aren't boat stuff, some policies limit
liability to $500.00, and most will have at least $100.00 deductible.

Of course you can self insure.

I run a ministorage facility and I know that many facilities have
insurance available for items stored with the premium based on the
declared value of the property stored. Not sure about insuring stuff
you have on board though


Weebles Wobble
(but they don't fall down)

grandma Rosalie

"johnhh" wrote
If I go cruising for a couple years and have some stuff in storage,.....

Be VERY sure your storage rent is paid up for longer than you expect to be
gone. There have been some real horror stories over on reecy RV about coming
back and finding family heirlooms auctioned off.

On Mon, 1 Aug 2005 08:06:16 -0400, "Vito" wrote:

"johnhh" wrote
If I go cruising for a couple years and have some stuff in storage,.....

Be VERY sure your storage rent is paid up for longer than you expect to be
gone. There have been some real horror stories over on reecy RV about coming
back and finding family heirlooms auctioned off.

An addendum to that is use a small local ministorage rather than one
of the big chains. The chains have inflexible rules about auctions
where a small local dealer, if he knows your situation will work with
you. We have learned here that we make more money in the long run by
working with past due customers rather than auctioning and use the
auctions as an absolute last resort


Weebles Wobble
(but they don't fall down)