Some discussion of boat insurance may be in order.
I've noticed some do without.
The bumfuzzle circumnavigators went without.
The boat itself was worth about $150k.
But Pat came from the Chicago Board of Trade, or maybe the Merc, so
he's a gambler at heart.
Can you buy a liability only boat insurance policy?
If you forego boat insurance, is it best to just declare bankruptcy
first, so you don't have to worry about the hassle of doing it later?
Anybody care to suggest rules of thumb, whether it's your personal
view or otherwise?

--Vic