"Thom Stewart" wrote
I was of the impression that boat owners photograph all their items that
are insured. Am I wrong about that? I would like a response to that
question.

I doubt most boat owners even have their boats insured. What for? It would cost
me more to insure mine than it's worth.... Maybe your thinking about the contents of a boat.
Homeowners insurance covers a lot of that stuff and maybe it's a good idea to prove to
your homeowners insurance company with pictures what you have in your boat. That way when
you lost or damaged things when a wave broke the pilot house windows and flooded the inside
of your boat it would be easier to make a claim.....

Cheers,
Ellen