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Legal Liability from Storm Damage
Hello:
This past september my docklines broke during a gale sending my Holder 20 sailboat into the neighboring powerboat cause about $5000 in damage to the powerboat. A claim was filed through my homeowner's insurance. The claim was rejected because my insurance company said that this was an act of god and I was not responsible. After several go arounds with my insurance company, I recommended that the owner of the powerboat file through his insurance company. I recently found out that his insurance company rejected the claim because he took to long to file. Anyhow, the guy who runs my marina recently called me to let me know that the powerboat owner was planning to sue me. I am currently looking for an attorney to review this situation, but I was curious if anyone knew who is legally responsible for the damage, myself or the powerboat owner. I spoke to an attorney today and he said that I would need a maritime lawyer for this case. As I searched maritime law today, I could not find any rules and regs that apply to my case. The inland rules only talk about responsibility while underway. Any thoughts would be appreciated. Thanks, Dave Holder 20 Marmora, NJ |
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