wrote:
On Tue, 19 Nov 2013 16:46:03 -0600, Califbill
wrote:

iBoaterer wrote:

Here insurance proof is electronic. No insurance, no tag, don't even
have to show a paper copy. Insurance lapses, tag is deemed invalid, LEO
runs the tag, finds out that uninsured and therefore tag is invalid, go
to jail, car towed.

Not in California. Not any room in jail anyway. Besides, insurance seems
to be on a less than yearly payment cycle and tags are yearly.

Yeah Kevin really seems to believe the cops spend all their day trying
to catch uninsured motorists.

OTOH if the tags were issued by the insurance company, they would
simply send a minimum wage goon over to repossess the tag if you let
your insurance lapse. It would still belong to them.

Actually they should impound the car. Who needs insurance? Not the poor.
Legally they are supposed to have it to drive, but with no assets and no
jail room, as well as who is going to take care of the family while in
jail. They do not need it as they have no assets to protect. My wife was
in an accident yesterday. Stop light and a lady in a rental Chevy Tahoe
hit the car in back driving that car in to the wife's. Wiped out the
plastic bumper. I asked the insurance guy who came by to get an estimate
of the damage, about whose insurance actually covered the damage, if the
first car had none. He said both our and the guy behinds uninsured
motorist coverage would be the payee. Luckily my wife only had a small
sore spot on her head where it hit the headrest. The insurance situation
is a major problem. If wife hit someone who is uninsured, they collect in
to the millions. I carry a $2,000,000 umbrella policy as well as car
insurance. The uninsured hits my wife and does the same injuries, and my
insurance has to cover the loss. No pain and suffering, lost wages, etc.
make it so you can only collect as much money as you carry insurance for.
Minimum insurance in this state is $35,000 liability and about $15k
property damage.