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Boating All Out

In article ,
says...

My plan is also a UHC HMO, I pay something every month and IBM pays
the rest. It is probably what you call "gold". I still have a
deductible and a $5 copay for the doc (including specialists.)

To me a "gold" is - I think - an "F" plan.
But maybe they use the term "plantinum" and I'm misusing "gold."
I gave an example of what my elderly folks have.
Pretty sure it costs them about $360-380 a month total for both of them.
They pay NOTHING beyond that. According to them.
But the premium is a big chunk of their income.
If they had to shell out 2 g's like you did, they would blow their
gaskets.