On 1/10/13 11:32 AM, wrote:
On Thu, 10 Jan 2013 09:05:11 -0500, iBoaterer wrote:


http://tinyurl.com/b2dxqgf



FEMA runs an ad about once an hour saying your homeowners insurance
DOES NOT COVER FLOOD.

Why is this a shock to anyone?

If people don't buy flood insurance they gambled and lost. I am not
paying their blackjack losses either.,

http://tinyurl.com/bybnao3


As for areas below the datum plane in your house, it is not covered,
(beyond a few mechanicals that were covered in that article)
Read your policy.
They build houses on pilings for a reason, to get the finished floor
above the datum plane. If people chose to use that space under their
house as living space, they do it at their own peril.
That is not a private insurance company saying that it is FEMA, the
government.



When we lived in Florida, the Republican U.S.
Representative for that part of the state, Tillie Fowler, if memory
serves, was always helping her owners, the real estate developers, get
more flood prone waterfront property on the rolls as eligible for
federal flood insurance.

Here on the "Western Shore," we have a lot of two kinds of building lots
on the Bay...lots barely higher than sea level, which flood in extra
strong spring tides, and lots on the edges of cliffs that crumble into
the bay.