On 1/10/2013 11:32 AM, wrote:
On Thu, 10 Jan 2013 09:05:11 -0500, iBoaterer wrote:


http://tinyurl.com/b2dxqgf



FEMA runs an ad about once an hour saying your homeowners insurance
DOES NOT COVER FLOOD.

Why is this a shock to anyone?

If people don't buy flood insurance they gambled and lost. I am not
paying their blackjack losses either.,

http://tinyurl.com/bybnao3


As for areas below the datum plane in your house, it is not covered,
(beyond a few mechanicals that were covered in that article)
Read your policy.
They build houses on pilings for a reason, to get the finished floor
above the datum plane. If people chose to use that space under their
house as living space, they do it at their own peril.
That is not a private insurance company saying that it is FEMA, the
government.


Well, just as an update... My bud was covered for flood and is receiving
a check, someday. They will be moving back into the home in two weeks,
and still have not recieved any FEMA or Insurance money as of yesterday.

Same down there, lucky this guy is a part of our MX community and
several contractors are helping him out, and waiting to get paid labor
when ever the check comes. Because they are doing the work themselves,
and the fact that they had no real structural damage... I think I heard
him say the rebuild is costing around ten grand, parts and labor...