Of course this is assuming the boat has a Max HP sticker on it (throw that
little book away - LOL) This also assumes you can't re-decal the outboard
for whatever HP you want it to "say". If you're motivated to both overpower
a little AND worry about liability issues, there's solutions, you just to to
be creative.

-W

"noah" wrote in message
...
On Sat, 20 Sep 2003 17:37:18 -0400, "Trainfan1"
wrote:

Every homeowner in this group has insurance on their boat like the one
described by the original poster. There is no extra premium for
liability
coverage on most homeowner policies for outboard boats 50hp and under,
some
are 25hp & under. No disclosure or inspection required either. Rowboats
and canoes are also covered for physical damage under the personal
property
perils (usually 17 perils).

Overpowering your boat is good grounds for cancellation and/or no
coverage
from the carrier in the event of an accident. You would then likely
become
unisurable for at least 3 years... try to buy a new home, or buy an
umbrella
policy, and you will find out just how many $ not having insurance will
"save" you.

Rob

Bingo. )

...carry on.
noah

To email me, please remove the "FISH" from the net.