On Sat, 20 Sep 2003 17:37:18 -0400, "Trainfan1"
wrote:

Every homeowner in this group has insurance on their boat like the one
described by the original poster. There is no extra premium for liability
coverage on most homeowner policies for outboard boats 50hp and under, some
are 25hp & under. No disclosure or inspection required either. Rowboats
and canoes are also covered for physical damage under the personal property
perils (usually 17 perils).

Overpowering your boat is good grounds for cancellation and/or no coverage
from the carrier in the event of an accident. You would then likely become
unisurable for at least 3 years... try to buy a new home, or buy an umbrella
policy, and you will find out just how many $ not having insurance will
"save" you.

Rob

Bingo. )

....carry on.
noah

To email me, please remove the "FISH" from the net.