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Junior Member
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First recorded activity by BoatBanter: Jun 2012
Posts: 24
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Quote:
Originally Posted by Boating All Out
In article ,
says...
Where does the money for the subsidized premiums come from?
Are you suggesting that the person making $100K and paying $15k per
year in family
health insurance premiums is not paying enough? That rate is
pretty much the norm now and people in that category are having
a tough time paying 15% of their income on health insurance.
Why should they pay that if they can just pay $1k per year as a "tax"?
It sounds like a $100k income (today) would qualify for subsidized
premiums. So where do we draw the line .... $150k ... $200K ...
$300K?
If so, then you will end up with a society whereby the upper 5% of
wage
earners are subsidizing everyone else's premiums. I don't think
that is going to fly, even if it can be justified by some.
There's something missing here and I still don't understand what it
is.
I am watching (and listening to) the MSNBC crowd talk as I type.
I keep hearing the phrase, ".... makes health care premiums
affordable
to those who could not afford it before ...." and, ".... will add
millions
of people to the insurance pool".
Huh? How did those who couldn't afford it before now be able to
afford it?
Subsidized? By whom? Not by those who previously paid but now
just go for the $1k tax. Same with those who make over $300k/yr.
Just pay the "tax" instead. It's a lot less expensive. And there
goes your
money for subsidies.
I don't get it. Either I am all screwed up in my understanding of
this plan
or the plan is all screwed up. Or both.
With everybody in the system your "hypothetical" premium of $15k won't
hold. It's actuarially unsound, and based on that premium paying for
the uninsured and other inflated U.S. health care costs.
Of course you know by now that the current U.S. health care/insurance
system is the world's least efficient. Right?
Subsidies are pegged now in the AHCA up to 400% of poverty level, which
is $88k for a family of 4. They won't pay more than 9.5% of their
income for insurance premiums.
I haven't seen anything for above 400% of poverty level, but a
reasonable view is your %100k family wouldn't go past 10% of income for
premiums before their squawking about "unfairness" would be heard, and
rightfully so. Still less than they're paying now, but their expense
should be poker run edition boats capped. Only fair.
Congress can address this as it comes up. (haha)
Likewise the tax for not carrying insurance. That can easily be raised
to near the cost of what they would pay in premiums, bringing those
deadbeats to heel.
Some will call this overbearing government. Others will call it civic
responsibility. In any case, there will be tweaks to the law.
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Well what other kind of options are viable for you?
Last edited by BountyHunter97 : October 1st 12 at 05:11 AM
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