On 11/28/11 2:12 PM, Califbill wrote:
"bpuharic" wrote in message
...
On Sun, 27 Nov 2011 13:39:48 -0800, "Califbill"
wrote:
"Boating All Out" wrote in message
...
In article ,
says...
On Sat, 26 Nov 2011 19:41:47 -0800, "Califbill"
wrote:
Those on COBRA, HIPPA, and those with assets they want to keep if they
get
sick. They buy a high deductible policy.
a few years ago when the company i worked for went bankrupt, i had
COBRA.
$1200 per month..on unemployment
kinda stupid arent you? you think an unemployed person has SO much
money they can afford this
He's just behind the times.
And on Medicare.
Since he gets basically free socialist health care, he doesn't know
the current cost of private market health care.
Closet socialists usually have a lot of blind spots.
And he's a boomer, so he got a lot of gravy.
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I know what insurance costs. I have been an employer as well as laid off
over the years. I lived below my means, which gave me a cushion when a
job
went away.
a cushion! that's so quaint!
let's see...medical care for an ALS ambulance ride to the hospital
STARTS at $1500, not including meds, O2, any interventions the EMT's
or paramedics do, etc.
THEN you get to the ER where the real fun starts. thousands of dollars
in a few hours
what kind of 'cushion' do people have when they havent had a pay raise
in 20 years?
I worked for a few startups, so closing the doors and no COBRA
available was not that unusual. Sure I am on Medicare now. But that is
only for 2.5 years. I have been retired for 9 years, so for 6.5 years, I
paid my own insurance.
so you're on socialized medicine.
figures
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So buy a $2000 deductible policy. Then you will have $2k out of pocket,
and the insurance will pick up the rest. And $2k deductible will cut
your insurance premium costs a lot.
Well, some insurance policies may "pick up the rest," and others will
still require the insured to handle co-pays, which may be substantial,
and other medically related expenses, which may also be substantial.
There really are no simple answers for many health care insurance
questions.
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