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Ralph
 
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Default Shady Billing Practices of IMIS Insurance

I pop by here now and then for information. I have been cruising for
many years and pop in when in port.

It continually amazes me to see people responding to know it all know
NOTHING JaxAshby.

Surely it's OBVIOUS that he is an anal orifice who hasn't really left
his arm chair in years.

Why in god's name do you people respond to his purile infantile rants?

I skip each and every one of his posts, as I KNOW from past exposure
that he is ALWAYS full of crap and THRILLED to demonstrate that fact by
arguing non-sense.

Goober is as goober does. JaxAshbury is a waste of bandwidth. Ignore
him. Maybe he'll go away (but I doubt it).

Feel free to lay out your usual line of totall crap Jax. I won't see it.
I ignore you like everyone else should.

JAXAshby wrote:
jeffies, you are confusing writing a check with in regard to the FTC 3-Day Mail
Order Rule and charging a credit card.

but you are easily confused, jeffies, on a whole bunch of things.

Sorry jaxie, you're still making up BS. Here's another FTC link, which is


pretty explicit that goods must be shipped within 30 days of payment.
However,
there is no "$10,000" penalty, there are guidelines for how to offer to
return
the money.

http://www.ftc.gov/bcp/conline/pubs/.../mailorder.htm

"When you offer to sell merchandise, you must have a "reasonable basis" for:
any express or implied shipment representation, or
believing you can ship within 30 days of receipt of an order -- if you
make no shipment representation or if the shipment representation is not
clear
and conspicuous.
...
The "clock" on your obligation to ship or take other action under the Rule
begins as soon as you receive a "properly completed" order. An order is
properly
completed when you receive the correct full or partial (in whatever form you
accept) payment, accompanied by all the information you need to fill the
order.
Payment may be by cash, check, money order, the customer’s authorization to
charge an existing account (including one you have created for the customer),
the customer’s application to you for credit to pay for the order, or any
substitute for these transactions that you accept.
It is irrelevant when you post or deposit payment, when checks clear, or when
your bank credits your account. The clock begins to run when you receive a
properly completed order."


"JAXAshby" wrote in message
...

jeffies, you screwed up *again*. what you quoted is the FTC regulation
regarding ship after order date for mail orders. It is a $10,000 fine to


ship

*after* 30 days *after* an order.

The charging only after shipment or customer authorization to charge


earlier
is

in no way related to the FTC 30-Day Mail Order rule.

It is against the law to charge a credit card before shipment unless


specificly

authorized by the credit card user.

On a whim, I did a simple google and within a few minutes found a number


of

docs
on the FTC site, such as:
http://www.ftc.gov/opa/1996/06/cybersho.htm

It appears that the requirement is a good faith effort to ship within 30
days.
Some credit card companies may require "ship before bill" but it is not


the

law.

BTW, I usually pay Boat/US by credit card, and they always say "do you


want

me
to charge this now?" Since its usually a few days before renewal, (and


well

within the grace period) I always say yes.



"JAXAshby" wrote in message
...

jeffies, is was -- to say the least -- very big news some time back.


ask

your

wife to explain it to you.


In other words, you don't know, you just made it up. Typical jaxie -


make

up

nonsense and then try to bluff your way out.


"JAXAshby" wrote in message
...

US Federal law.


Could you tell us what law this is? I'm curious because I put in an

Amazon

order yesterday and they say it might be shipping tomorrow, but the

charges

have
already shown on my credit card. I know that many venders honor the

practice

of
only billing after shipping, but I don't think its the law.



"JAXAshby" wrote in message
...

it is in the agreement that payment is made upon order, otherwise


the

law

is

clear.


dougeies, it is against federal law to charge a credit card


before

services are

rendered/product is shipped. What word don't you understand?

Are you sure about that? I have had a web-shop, using PayPal. The

moment

someone ordered a product, Paypal immediately charged his/her

creditcard

and

an e-mail was sent to me to inform me of the payment made so I


could

ship

the goods. This is standard practise. Now don't tell me the


entire

Paypal

system would be against federal law.

Meindert