"santacruz" wrote in message
...
You didn't say where you are. In the US, Boat US is the cheapest I've
found. 52' sloop, $230K hull value for a little over $900 a year. Set
the deductible as high as they'll let you, unless you're planning to
use it. Buy the boat, car and house insurance at the same place for
multiple discounts. I don't think the auto club does 40' but they
might - I know they didn't do 52' or I'd be there.

Make sure your purchase survey is acceptable to your insurance co -
out of the water, known surveyor, etc - otherwise you'll need a second
survey.

Most US marine insurance brokers are a pain in the ass. Blue Water and
Hayden are 2 of the worst.


"Santacruz", would you care to share why you feel Hayden is so bad? My
experience over the last 4 years with them has been exemplary. I'd like to
know what to look out for.