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Harryk

BAR wrote:
In ,
says...
On Fri, 15 Apr 2011 13:25:45 -0400,
wrote:

wrote:

The projections SSA gave were based on people waiting until full
retirement age (66 right now) and I do not know ONE person who waited.
I am the only person I know who didn't take SS on their 62d birthday.
I waited until I was 64.
I'm just past "full retirement age," and i haven't put in for Social
Security or Medicare. I'm still working pretty close to full-time, and
even though I am just one person, I feel like my not taking money out
contributes, even if just a little bit, to a Social Security/Medicare
solution. Besides, the health care coverage I buy from my local union is
better than Medicare. There's only a small annual deductible, no donut
hole for drugs, and a $10 copay and, best of all, no hassles from
providers.
Whatever works for you. Most people do not really have a choice on
Medicare. Their insurance will stop at age 65.

Quite a few pensions stipulate the the retiree start collecting SS as
soon as they can and their retirement is reduced by the amount of SS
that they collect. This is how my FIL retired at 56.

A. I'm not retired.

B. I have a defined benefit pension plan to which I contributed for decades.

C. Was your FIL disabled? How did he start collected SS at 56?