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LG[_2_] LG[_2_] is offline
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First recorded activity by BoatBanter: Sep 2010
Posts: 53
Default Boat insurance help

Tim wrote:
On Sep 15, 6:07 pm, I am wrote:

In articlee0ac98bf-fee3-4d71-918e-1b18253c5db2
@f26g2000vbm.googlegroups.com, says...






On Sep 15, 5:55 pm, wrote:

Harry ? wrote:

wrote in messagenews:mfe096hi4touf5p4arlqb6nslf6jc7hf7d@4ax .com...


I let my Allstate insurance lapse because the boat is on my trailer at
my Delta house. I won't put it back in the water until next spring.
I'm doing some major and minor maintenance.
I called Foremost (they have my 3 m/c covered) and they gave me a
quote that was only $10 less than Allstate. So I'm thinking of
returning to Allstate being that they have a local office and Foremost
does not.
Or is there another company out there that you folks might recommend?
I need CA min. liability of 300K. The ACV of the boat is 22K but I'll
insure for 17K to keep my premiums down.
Allstate price is $303/yr.
Thanks for any help
Eddie
87 Regal 277XL


Progressive has been good to me. I have had one road service call on a bike and that was handled well. Also had a curb scrape with a very expensive wheel and tire and they settled that quickly and to my satisfaction. Give them a call and see if they would insure that large a boat.


I'll second that. My cars are with GEICO but Progressive was the best
for the boat.


I've heard some good things about Progressive and their boat
insurance. I'm not really a shopper and I go through and independent
agent and he writes all this stuff up and bills me for it.

Good on bike insurance too, one of the few companies that will insure
off road bikes..

--
OH, I could do the 105 footer, but I would hate to waste the last few
seconds of my life with my eyes closed, screaming like a little
girl...

cool! I'll be asking my agent about 'em.

Go online first. Progressive and Geico both have their "direct"
counterparts online. Why hand an agent free money? I had a claim
several years ago when a tree branch damaged my car. I took it to a
reputable place here and it was all handled by Progressive (I had the
cars with them at the time). The rental was covered, too.

I've never had a claim on any of my boats and Progressive has a program
that I think they call "diminishing deductible" where your deductible is
reduced by 25% of it's original amount each year to $0 after four years
of no claims.