wrote in message
...
On Mon, 26 Jul 2010 10:49:55 -0700, "nom=de=plume"
wrote:

Medical insurance has been a huge loser for me. I suppose I will get
sick some day but so far I would have been a lot better off if I had
my premiums back and just paid my bills.

Because you can predict the future? The point of insurance is to have a
hedge against the future. All it takes is one catastrophic illness to
destroy your savings.


The problem then becomes "preexisting conditions" then doesn't it.
We vitrified insurance companies for not wanting to take on sick
people who avoided buying insurance until they were sick and now you
are explaining what that was a problem.

?? The new law eliminates the preexisting conditions bs (not immediately for
everyone, but eventually). How does that become a grabbag for insurance
companies? Why is it in the law if the lobbyists wrote the law?

Once someone has a chronic disease it is not really insurance anyway.
It is just a maintenance program. The same is true of drug coverage
for people who will be taking pills for the rest of their life. At
that point, the best we can hope for is a broker that can negotiate
the best price. I am not sure that will be the government. (home of
the $800 hammer and thousand dollar toilet seat)

It's generally considered a preventive measure so things don't get worse,
like a premature death. The gov't can't be any worse than the drug
companies, who inflate the prices. How about the $8 aspirin? There's an
accounting justification for that...