On Mon, 26 Jul 2010 19:39:43 -0400, Larry wrote:

Harry ? wrote:
On 7/26/10 10:45 AM, Harold wrote:

Health insurers do not deliver a product the consumer needs or wants.
Health care is already out there...it exists. Health insurance adds an
unnecessary middle-man factor.


The same could be said about car insurers or home/property insurers. I
realize both include liability (tort) insurance but that's another topic.

look up the concept of elasticity in economics

hint:

-the mechanic says it's gonna cost $40K to fix your car. you gonna do
it?

-the doctor says 40K to save your life? you gonna do it?