wrote in message
...
On Mon, 26 Jul 2010 11:02:09 -0400, "Harold"
wrote:




Health insurers do not deliver a product the consumer needs or wants.
Health care is already out there...it exists. Health insurance adds an
unnecessary middle-man factor.


You want to pay for your healthcare out of your own pocket? I suppose
that's
fair.

I am curious, who's pocket do you think health care gets paid out of?

Do you really think it is sustainable to have an insurance premium or
tax that is less than the cost of care?
It is true that healthy people pay for the sick, the ones with
unhealthy lifestyles and the hypochondriacs but that is the plan isn't
it?
Medical insurance has been a huge loser for me. I suppose I will get
sick some day but so far I would have been a lot better off if I had
my premiums back and just paid my bills.

Because you can predict the future? The point of insurance is to have a
hedge against the future. All it takes is one catastrophic illness to
destroy your savings.

And, as far as basic coverage goes, it's a hell of a lot cheaper to pay for
checkups and such and deal with minor problems than have people show up in
the ER requiring heroic/expensive procedures.