wrote in message
...
On Mon, 19 Apr 2010 18:04:11 -0700, "Bill McKee"
wrote:

The boomers are just starting to wallow up to the trough. This will
never recover. Most will not be waiting for 66 either, they are taking
it at 62. I am the only person I know over 62 who is not collecting.

You should be collecting. When I signed up at 62, Suzy Orman said you had
to live to 73 or maybe 76 to break even. The Social Security guy stated I
would be ahead of the game if I lived past 80. You don't think they will
have cut benefits in the next 13 years? Since the age to collect goes up
every year, that is the same as cutting benefits. They just have not got
to
those 62 year olds yet.


I know. I guess I was just OK without it and thought of it as a
savings program of sorts but I agree I should be banking it if nothing
else.
Is there any advantage to waiting for your birthday or is it pro rated
throughout the year?

do not know about prorating per month or year. I know there is an increase
as you wait.