Jim wrote:
Bill McKee wrote:
"jps" wrote in message
...
On Sat, 7 Nov 2009 15:39:17 -0800, "Bill McKee"

It'll be fun to see how the dummies explain how this could be possible.
Wanna bet eliminating theft, graft, and waste aren't part of their
solutions?

Every state in the US regulates the kinds of insurance that can be sold
in that state. These regulations covers, health, car, and home owners.
If you do not have competition in the state you live, it is not the
insurance industry that is limiting the companies in the state, it is
the State regulators. These regulators not only control which companies
sell in the state but what each company can charge for their policies.

An example. we were recently looking for long term heath insurance.
Since we were within years of retirement (that was before the pelosi
plunge and obama slide) we considered our current state and the state to
which we were planning to retire. Because of the differences in the
state regulations we had to look for some time before we found a company
that was allowed to sell that type of insurance in both states.

Car insurance is another area where there are significant differences in
what the different states say is good insurance, consequently what
companies can sell in that state. If you have ever moved from one state
to the other you have seen first hand these differences.

Having lived in a hurricane area, I have seen first hand how the state
controls the insurance industry. Before the companies could raise their
rates to cover their losses from the hurricanes, the state had to
approve the changes.

Health is no different from the above examples. If you do not like your
current health care work with the state insurance regulators and get it
changed.

The biggest objection to socialized medicine is the fact that per the
huge pelosi pill everyone will be required to be in an HMO plan. Every
HMO plan I have investigated, severely limits where you are covered
under the plan. If you need health care you have to go to a designated
primary doctor first or you pay significant penalties.

If you travel or or are dividing your time between different parts of
the country there will be times when you can not see your primary
doctor. During those times when you can not get with your primary care
doctor your health care cost will be huge.

I don't see how restricting competition will encourage competition and
you can decreasing the cost of health care by increase the product cost
with taxes on the health manufacturing industries. It does not make sense.

All of this and we have not even gotten to the fact that pelosi's huge
pill will cost trillions of dollars and the current administration has
already increase the debt and the deficit by a trillion dollars.