On 10/24/09 8:00 PM, Bill McKee wrote:
"H the wrote in message
m...
On 10/24/09 7:30 PM, Canuck57 wrote:
H the K wrote:
October 25, 2009
Small Business Faces Sharp Rise in Costs of Health Care
By REED ABELSON
NY Times

As Congress nears votes on legislation that would overhaul the health
care system, many small businesses say they are facing the steepest
rise in insurance premiums they have seen in recent years.

[ snip ]

Too bad congress is greasing it's lips and sharpening their teath to
take cut off of the health care spending for it's own agendas of statism
and Obamanation.

Maybe they should, provided they give a damn about middle clas Americans
make it easier for competition and rules that allow new blood into the
industry. As it stands, you would need $10B working capital to start a
new health care company. Obsceny high needs high returns.

But if governemtn does it, they can lower the standard of care,
line-ups, rationing and skim the difference for government spending.

Ever wonder why government wants this through general revenue? To skim
your health care dollars. Easier than raising taxes. Government needs
raise it's incoming cash flow, Obamanation is expensive at $1.3 trillion
debt-spend in just 8 or 9 months.



Sorry, but I give no credibility whatsoever to your side. Conserative
Republicans have an agenda that has nothing to do with helping middle
class Americans get, keep, and afford decent health care. I have no
interest in the bull**** being spewed by Limbaugh, Palin, Beck, or your
congressional leaders. **** you and everyone on your side of the
ship...which you are sinking.


Affordable health care was a available in the past. Low cost major medical
plans. Did not cover minor office visits, etc. Then states started adding
more and more items to be covered. Cost went up. Also, the cross state
selling of insurance is banned. Federal Govt. Now you want some pre
existing condition to be covered. You did not buy insurance as you wanted
the frills of living and now that you have gotten sick, you want into the
shared risk pool called insurance. A late friend was an insurance fraud
investigator. 20 years ago. Major life insurance problem. Could not
question if the person had AIDS. The AIDS person would find out he has a
fatal case of AIDS and then would buy a million or 2 million life insurance
policy with a payout to their partner. Same thing will happen with pre
existing condition inclusions. Cost of insurance will rise, or be
unavailable.




If only you had some facts on your side. BTW, when you buy a significant
amount of life insurance, several things usually happen:

1. You have to present yourself for drawing of blood and give up a urine
sample. Your height, weight and blood pressure are measured.

2. You sign a waiver allowing the insurance company to examine your
medical records.

This was the case more than 20 years ago.

And, of course, for many generations, if you received your health
insurance through your employer's group policy, your chances of being
turned down for pre-existing conditions were minimal

The "across state lines" notion is a canard, but it sounds good, as does
tort reform.

The reason we are in the state we are in, vis-a-vis premiums,
turn-downs, denials, et cetera, is simple: the health insurance
companies are screwing us and will continue to do so for as long as they
can.