ALso, when the experts here chime in and lable aproduct as

too expensive
or
prohibitive

just remember they are most likely
1) some guy dreaming about sailing but stuck with a mortgauge and
three kids while also paying child support on two others and is simply
broke trying to keep appearance up so hi wife wont leave adn demand 3K/
month for the his other 3 kids.
or
2) living on $1300/month social security.

Bob