On Aug 22, 2:59*pm, "Calif Bill" wrote:
"wf3h" wrote in message

...
On Aug 22, 2:13 pm, H the K wrote:

wf3h wrote:
my boat insurance covers towing. is it worth it to get towboat or
seatow in addition? not sure who the insurance company uses (agent I
talked to on the phone didn't know).

any experiences?

If you are a member of BOAT/US, membership includes on the water towing
for a limited distance, or at least used to...The full towing package,
about $100 a year, is more than worth it the first time your engine
craps out and you can't get it started. A tow of a modest distance from
where you are to where your ramp/marina is can easily add up to $400 or
more...

boat/us is a pretty good deal. not sure how it would work with my
insurance company...they say if i need a tow, just call their service
line and they'll arrange it...but i don't know what that means. *most
insurance company folks don't seem to know alot about boats.
---------
Depends on the coverage. *Towing as about $150 an hour or more, and is from
the time they leave the dock till they return. *My boat US covers $50. *Is
nothing. *When I went offshore a lot, I had Vessel Assist. *Never needed it,
but came close a couple times. *Once someone had siphoned gas, and I did not
notice. *Ran out about 3 miles from the harbor, but kicker in those days was
on a separate tank. *Other time, coming back in the Golden Gate by Pt.
Bonita, see I am overheating. *Bad pulley and fan belt is close to wore out.
Made it. *As stayed on the high side, but the water was knarly and did not
want to stop and wait for a tow. *There are different levels of towing
coverage. *Check the for the one that covers most of your area of operation.
different distances from the harbor. *A big, older boat, I would definately
get towing package.

That's good advice...if there's a limit, they should be aware of it at
the agency. i asked them what coverage and they said they'd tow to
nearest point where i could get service...but when you talk to the
phone monkeys you're never sure you're getting the right answer