Captain Zombie of Woodstock wrote:
On Sun, 19 Jul 2009 03:42:42 -0400, "Eisboch"
wrote:

Health insurance, like other forms of insurance, should be to prevent the
financial wipeout of an individual and his/her family in the event of a
catastrophic injury or health problem. It should not be designed to cover
every little ailment or boo-boo that comes along that can easily and
routinely treated at home.

When my youngest boy was ineligible for our insurance, we looked
around for a strictly major medical policy for him - bare bones, just
cover any catastrophe.

It was cheap - I mean like $4-500/yr? Something like that.


Millions of Americans are employed in marginal jobs with lousy pay and
no benefits. How are these folks supposed to afford any kind of medical
insurance or doctor's office visits. I think the base price for an
office visit with my doctor is $125, plus any tests he thinks are
necessary. That's too much money for a family living off one or two
minimum wage earners.

Of course, if you are relatively wealthy, you probably have no idea how
difficult life is for those near the bottom rung of the economic ladder.