On Sun, 19 Jul 2009 03:42:42 -0400, "Eisboch"
wrote:

Health insurance, like other forms of insurance, should be to prevent the
financial wipeout of an individual and his/her family in the event of a
catastrophic injury or health problem. It should not be designed to cover
every little ailment or boo-boo that comes along that can easily and
routinely treated at home.

When my youngest boy was ineligible for our insurance, we looked
around for a strictly major medical policy for him - bare bones, just
cover any catastrophe.

It was cheap - I mean like $4-500/yr? Something like that.