"Eisboch" wrote in
:
"Wayne.B" wrote in message
...
On Sat, 28 Mar 2009 21:39:48 -0400, wrote:
Criminal Negligence.
Many automobile liability claims arise out of criminally negligent
behavior such as DUI or reckless driving. The insurance still pays.
A short Google revealed several cases where insurance companies
refused payment of benefits due to faulty equipment either as supplied
by the manufacturer or serious faults or repairs needed that are known
by the vehicle operator/owner.
Our law expert is citing law, not insurance company policies which
will vary from company to company. It doesn't mean, as he suggested,
that the insurance company will prevail in a lawsuit for payment, but
in some cases it may take that to get them to pay up. If he's really
a lawyer, he knows that.
Eisboch
I do agree that insurance companies often manufacture reasons not to pay
and it can be a pain to get what you contracted for. Maybe it's because
I've made a few bucks suing them when they don't pay that I look it at
from a different perspective. Don't get me wrong, I think patching a
side-wall is penny-wise-pound foolishness and only an idiot would rely
on insurance to cure the problem. Insurance doesn't bring back the dead.