"Capt. JG" wrote in message
easolutions..

snipped.
I think you believe that the relm of "freeing up credit" is reserved for
individual consumers, especially those who don't have money. This is not
the case. It's a much bigger problem for those who have decent credit and
want to buy a car, say from GM or from the RV company in the town Obama
visited recently, and it's even a bigger problem for small businesses who
can't get the credit they need to run their business.

Banks don't want to make loans... to anyone. This is a huge part of the
problem.

I think that the automobile industry is a special case.
Most people need a loan to buy a new car and most people also have a
perfectly serviceable older car which they can go on running without further
borrowing until things settle down a bit and they are reasonably sure that
next year they will still have a job.
So my guess is that even if the banks loosen up on loans the car industry
is in for a thin time and this applies to all car manufacturing countries
not just USA..