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BAR[_2_] BAR[_2_] is offline
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First recorded activity by BoatBanter: Jun 2008
Posts: 5,868
Default Small business health insurance

Eisboch wrote:

"HK" wrote in message
m...
Eisboch wrote:

"jps" wrote in message
...


Hey, if the employee is on his wife's policy, it's an easy way to pick
up savings and burden someone else's business. God forbid the wife
loses her job or the company makes her pay for her spouse and kids.
Froggie will find a new employee without health problems or one with a
sugar mama who comes with insurance.

Not giving a crap about your employees health isn't scummy like
failing to pay taxes or blow jobs.


Business (other than health insurance companies) should not be in
the health insurance business, either as a provider or an
administrator of a group plan. Period. They are forced to be under
the current system in order to be competitive in terms of benefits.
I designed and built thin film vacuum deposition systems for optics.
What do I know about current health insurance programs, or what is
best for individuals and their families? Very little, yet I was
forced to choose and employ people just to administer the program. I
think people should be able to choose their own plan and coverage,
depending on their individual needs. The cost of premiums for
individual plans should be part of the employee's compensation package.

Eisboch



But it isn't.


Yes it is in some companies. There is a program whereby if private
health insurance is available and employees opt for it, the company
includes in the employee's compensation the amount that he/she would
otherwise receive as a company paid portion for participation in a group
plan.

In MA, if the company is big enough to self-insure, this type of plan is
available and legal.
I may not be current with any changes made in the past couple of years,
but that's the way it was when I was working full time.


My wife's former company, a federally chartered communications
corporation, was self insured. They did hire a management company to
administer the health "plan".