On Fri, 12 Dec 2008 19:36:07 -0500, John wrote:

I'm hoping some of you who are knowledgeable about these matters can give
me some advice. I'm considering a reverse mortgage on my house, and
investing the money in this:

http://tinyurl.com/66lgm8

Any advice would be appreciated.

A reverse mortgage gives you monthly income. Sell the house outright
and invest all the cash. If prices continue to tank you can buy it
back cheaper later on. Better yet, sell a house you don't own, like
the naked short sellers on Wall Street. :-)