On Dec 6, 12:51*pm, BAR wrote:
Eisboch wrote:
"JohnH" wrote in message
.. .
On Sat, 6 Dec 2008 11:30:04 -0500, "Eisboch" wrote:

"D.Duck" wrote in message
news:MfydnY_pe9XYGafUnZ2dnUVZ_o3inZ2d@giganews. com...

I'm pretty much in the same position. *I haven't had a loan payment in
over 20 years (FICO now 800+) and hopefully won't need one again in this
lifetime. *For those that will need credit, the extra baggage on the
credit report won't help.

The last credit report I read indicated that my score was not as high as
it
could be because I didn't have a mortgage.

??????????

I am like you and JohnH now. * Now that I don't need it, I have all kinds
of
credit available and I don't use any of it.

But, *I also remember that it took me 10 years to pay off a small balance
on
a stupid Hechinger's credit card that I had back in the Navy. *Every penny
counted for many years.

Eisboch

For me it was Sears, and a wife who couldn't control herself.
--
John H.

Do they still have Hechinger's around that area? * It was sorta like a
hardware/mini Lowes type place back in the late 70's.

As soon as Home Depot opened up Hechinger's got real friendly and
helpful but it was too late. Hechinger's had been mistreating their
customers for too many years. The closed within a couple of years.

They're still around, though

http://www.hechinger.com