On Sat, 6 Dec 2008 13:14:37 -0500, "Eisboch" wrote:


"JohnH" wrote in message
.. .
On Sat, 6 Dec 2008 11:30:04 -0500, "Eisboch" wrote:


"D.Duck" wrote in message
news:MfydnY_pe9XYGafUnZ2dnUVZ_o3inZ2d@giganews. com...


I'm pretty much in the same position. I haven't had a loan payment in
over 20 years (FICO now 800+) and hopefully won't need one again in this
lifetime. For those that will need credit, the extra baggage on the
credit report won't help.




The last credit report I read indicated that my score was not as high as
it
could be because I didn't have a mortgage.

??????????

I am like you and JohnH now. Now that I don't need it, I have all kinds
of
credit available and I don't use any of it.

But, I also remember that it took me 10 years to pay off a small balance
on
a stupid Hechinger's credit card that I had back in the Navy. Every penny
counted for many years.

Eisboch


For me it was Sears, and a wife who couldn't control herself.
--
John H.

Do they still have Hechinger's around that area? It was sorta like a
hardware/mini Lowes type place back in the late 70's.

Eisboch


No, the local one went bust in about 1985--86, before I got stationed back
in Germany. Now it's a large Latino grocery store.
--
John H.