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Jim

wrote:
On Nov 13, 8:38 am, Boater wrote:
Eisboch wrote:
"Boater" wrote in message
...
Tom Francis - SWSports wrote:
I'll give you an example. My back operation cost $14,356 in total
which was cheap considering that the main surgeon and assistant were
freebies. That includes room, operating room, drugs, anesthesia,
yada, yada, yada.
My copay for that was $2,300. A UAW retiree, the guy who put four
screws in the afore mentioned dashboard for his career, for that same
operation, which would have included surgeon and assistant fees
totaling about $21,000, would have been $4.
A pre-packaged Chapter1 bankruptcy would allow for restructuring the
health care provisions to something a little more reasonable.
"Restructurings" usually are much harder on the working stiffs than the
management pukes. And why should a retiree on a fixed income have to fork
over $2300 for necessary surgery?
It's called a deductable Harry, something anyone should be prepared for and
also reduces health care premiums somewhat. I'll bet the overall savings
in premium payments by having a reasonable deductable more than covers the
$2,300 over the longer term. In major, long term illnesses, the deductable
is usually capped on a yearly basis, last time I checked.
One more time: most retirees on fixed incomes cannot afford to lay out
$2300 for necessary surgery. You're a rich retiree. Your perspective is
not relevant to retirees who are trying to decide whether to buy food or
medicine because they cannot afford both.

BS. My Dad is a retired non-union blue collar worker who is living on
a fixed income. He's had two surgeries in the last five years that
have cost him, out of pocket, more than $2300. He could afford it
because he lived within his means and socked away money while he was
working. He knew he'd have to take care of himself, and didn't expect
anyone else to do it for him.

My wife and I are doing the same, with a retirement goal set and we're
well on our way. Obama better not lay a finger on my retirement
accounts.

In this day and age, self sufficiency is looked upon as a social
disease. Notice the glares you get from liberals, if you mention it