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A Real Boater

wrote:

I desperately need a newer truck. My old Nissan with 315,000 miles is
far beyond dead and has now achieved automotive zombie status. She
has no clutch anymore and nothing on her works. However, I always
tell myself, ok, just another couple months. I have not had car
payments in 20 yrs and loathe the idea. Then there is the down
payment which I dont have right now. I wont do payments over $300/
month or for more then 4 yrs so I need a big downpayment. Then there
is insurance on a new vehicle...........OK, I just talked myself into
keeping the zombie for another 6 months.

There are plenty of recent vintage low mileage used trucks on the market
right now, and at prices so low they seem other-worldly.