"Richard Casady" wrote in message
...
On Sat, 23 Aug 2008 14:23:19 -0400, "Eisboch" wrote:


"Richard Casady" wrote in message
. ..

I called my insurance man about insurance for my 1979 22 ft Starcraft.
He said anything under 175 HP was covered under the household
insurance, and 170 HP was under the limit.

Casady


The only problem with those household insurance riders for boats is that
they rarely cover oil or fuel spill protection, if that's important to
you.

Eisboch

Twenty foot deep Spirit Lake Iowa doesn't get waves big enough to sink
a 22 foot boat. Its only five miles wide, not much fetch. There are
more automobiles on the bottom of that lake than boats. Ice fishing.
It is actually realistic to plan on not sinking. If I decide to take
it down the Mississippi and through the ICW, I may rethink that.

Casady

Your call. You don't have to sink a boat to get a half million dollar
clean up bill from the government.
Realistically, a small outboard powered boat is a safer risk than an
inboard. If the oil pan rusts out or develops a leak, on an I/O, dumps the
oil into the bilge and your trusty bilge pump promptly discharges it
overboard .... *that's* when you may have problems without oil spill
coverage.

Eisboch