The thing is costing me $32,000 a year!

So you get off cheap, eh?

I ran the numbers, once. Sure, it's a lot of money. But if you can't
afford it then it's not worth it.

Stress management has it's price.

The admiral does state, categorically, that will will not be stopping at
fuel docks during retirement. Which is fine, but meanwhile we both
recognize the time=money proposition. Right now our time is worth the money
being spent.