Don White wrote:


You don't think his advice on not lying to your insurer is good advice?

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Since I don't see his posts unless someone reguritates them, I really don't
know if his unsolicited advice was good or bad. I only have the snipits
that other posters may leave in when they reply.
I don't lie to my insurer... I found out last year when my mini-van was
stolen how they weasel out of paying for all damages. Any excuse will do.



What you did is LYING to your insurance, if you think they weaseled out
of paying for damages the last time you filed a claim, you will not
believe what will happen if (and statistically the odds are not good for
a young male in a muscle car) has an accident. Why waste your money on
any insurance, because "fronting" for you son is the exact same thing as
driving without insurance. They know the game, and will spend the money
to prove it, for any large claim.

One of he benefits of you bragging about how you worked the system, is
it emphasizes to anyone who reads rec.boats, the importance of telling
the truth on all insurance policies. On small claims, the are processed
almost automatically. On large claims, such as an oil spill, if you
were not completely honest on your application and declaration page,
they can and most likely will catch your lie and void your policy and
not pay for the claim.

The same way JimH teaches us the dangers of not properly maintaining
one's boat, you are teaching us the dangers of providing fraudulent
information on your insurance application.