"BAR" wrote in message
. ..
hk wrote:
...and Wachovia drive the DOW down a few hundred points today?

Is it the economy, stupid?

Thanks for reminding me that I have the opportunity to refinance my
mortgage and reduce my monthly payments.

Also, we are in the process of deciding what new car we are going to buy.
We may be able to get a loan from with zero interest from the
dealer/manufacturer.

They are not zero interest loans! Just prepaid interest. If you can get a
"0%" loan or a $4000 rebate, run the numbers to see if you can get a better
deal from the credit union / bank lender. You may be better off taking the
$4k and paying some interest on the loan.