On Sun, 02 Dec 2007 13:30:30 -0500, Reginald P. Smithers III wrote:


I find it hard to believe that insurance companies, who actually know
the cost, would promote anything that would cost them more money. If
seat belts and helmets were not safer, insurance companies would
aggressively fight against the laws.

The push for mandatory seat belt laws didn't come from insurance
companies, it came from the auto industry. In 1984, the Secretary of
Transportation ruled that air bags would not be required if more than 2/3
of the population resided in states with mandatory seat belt laws. All
of a sudden, Detroit began lobbying for mandatory seat belt laws. It's
not about safety, it's about money.