"Frank Boettcher" wrote in message
...

big snip-long overdue

I have researched it and will probably go that route at the beginning
of the tax year. I like the concept; it is a concept for those who
believe in personal responsibility. It is a concept that encourages
wellness in a proactive manner as opposed to encouraging healing in a
reactive manner or just waste of the services.

So you do not have any family who are dependent on you?