On Sat, 10 Mar 2007 19:56:36 GMT, Tom Francis
wrote:

On Sat, 10 Mar 2007 13:47:55 -0600, Vic Smith


It's kind of a wash - you can either over insure and pay more or
because it's 10+ years, they will only insure a certain amount of it's
market value.

Also depends on the boat.

It's also odd how it works in some cases. I have full replacement cost
policy on my boats - the Ranger, ETEC and trailer is insured for
$32000 and the Princecraft, Johnson and trailer for $5200. Neither
boat is worth that market wise and the replacement cost for an
identical boat/motor/trailer is considerably higher now than when I
bought them.

Here's the interesting thing - I'm paying less for the policies than I
did two years ago. :)

Thanks, more grist for the mill. Florida may be a special insurance
case also. When getting quotes there I was always asked if the boat
was 10 years old, and I seem to recall one insurer saying they don't
insure if it's ten plus. Might be wrong about that.

--Vic