On Sat, 10 Mar 2007 13:47:55 -0600, Vic Smith
wrote:

On 10 Mar 2007 08:28:30 -0800, wrote:

hi folks,

is there a big difference buying a boat that was built in 1975 vs
1985...providing that both were maintained to excellent standards?
what things do you want to keep an eye out when purchasing a boat
older that 15-20 years?

I've heard insurance is higher on boats aged 10+ years.
Might be a cost diff between 20 and 30 years old.
Check it out.

It's kind of a wash - you can either over insure and pay more or
because it's 10+ years, they will only insure a certain amount of it's
market value.

Also depends on the boat.

It's also odd how it works in some cases. I have full replacement cost
policy on my boats - the Ranger, ETEC and trailer is insured for
$32000 and the Princecraft, Johnson and trailer for $5200. Neither
boat is worth that market wise and the replacement cost for an
identical boat/motor/trailer is considerably higher now than when I
bought them.

Here's the interesting thing - I'm paying less for the policies than I
did two years ago. :)