On Mon, 08 Jan 2007 17:49:18 GMT, "NE Sailboat"
wrote:

Wayne ,, my insurance company doesn't care how many of us are sailing the
boat .. all they want to know is how many other boats I have bumped into.

Look in the fine print for something called "cruising limits" or some
such. It probably says something like north eastern US waters up to
50 miles off shore.

Once you go outside your cruising limits you are self insured.