"Gould 0738" wrote in message
...

A loan company puts together boat loans all the time. They can take one
look at
the borrower's credit profile and the boat in question and know which of
150
banks in the area might be *the* bank that will make the deal.

Might be worth asking the boat dealer, too, if my car purchase was any
indication. I shopped like crazy for car loans, found the best deal, got
pre-approved, and then the dealer blew the chosen bank out of the water
because they had connections with a local bank. Saved me 3/4 of a point.